Pre Bankruptcy Counseling

Preparing for the Counseling Session You can expedite the counseling tasks, avoid a follow-up session and reduce fees by bringing these documents to the initial session: Current checking, savings, money market account statements Current investment statements including savings bonds, stocks, bonds, mutual funds, retirement funds, life insurance cash value, certificates of deposit, IRAs, annuities, 401-K, 403-B, 457 plans or other investments List of personal assets with estimate of market value including home, other real estate, automobiles, recreational vehicles, boats, home furnishings, collections, jewelry or other items of value List of unpaid bills with name, address and phone of creditors including amount of initial loan, current balance, interest rate, monthly payment, number of payments remaining, number of months delinquent and whether a judgment has been issued